To offer the best possible insurance product, we have chosen to provide only the 'Optimaal Casco' insurance. This is a continuous policy with a duration of one year. This insurance can only be taken out for a Phatfour bike if the applicable conditions are met. Below is a brief overview of the terms and coverage..
For all details, please consult the insurance card and policy conditions. You can request these from your Phatfour dealer.
Please note: As of April 5 it is no longer possible to insure a Phatfour with a postcode between 1000 AA and 1108 ZZ. The high frequency of theft in Amsterdam has a significant impact on the insurance claim costs for Phatfours. For this reason, ENRA has made the decision to exclude Phatfour insurance in Amsterdam.
What is covered?
Theft
Theft of the bike and its parts is fully covered.
Damage
Consequential damage after theft or damage due to vandalism are fully covered.
Other
In addition to damage and theft, the following items are covered: Recovery legal expenses & accident insurance for passengers and passengers
What is mandatory?
Phatfour Connected or the Tracefy Solo tracker
You're required to have a tracker installed and an active Phatfour Connected subscription. Click here for more details of Phatfour Connected. In addition to Phatfour Connected, the Tracefy Solo tracker is now also accepted.
Locks
It is mandatory to have 1x ART-2 lock and 1x ART-3 lock.
Appraisal
For new bikes you provide the current retail value for the insurance. For previously purchased bikes the dealer must first carry out a valuation (please note – this may come with additional costs).